“Mortgage Products on Your Terms” offers customized solutions to meet your unique financial goals.
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Reverse Mortgage
A Reverse Mortgage is a unique financial product designed for homeowners aged 62 and older, allowing them to convert a portion of their home equity into cash. Unlike a traditional mortgage, where you make monthly payments to a lender, a reverse mortgage pays you. The loan is repaid when the homeowner sells the home, moves out permanently, or passes away.
Capital Rate New Purchas Options
Age Requirement: Homeowners aged 62 or older are eligible.
Home Ownership: You must own your home outright or have a low mortgage balance that can be paid off at closing with the reverse mortgage proceeds.
Primary Residence: The home must be your primary residence, where you live for the majority of the year.
Property Types: Eligible property types include single-family homes, 2- to 4-unit properties, FHA-approved condominiums, and some manufactured homes.
Capital Rate Consultation
Fill out a quick form to receive a no-obligation consultation. We’ll assess your needs and provide the best capital rate mortgage soluyion tailored for you.
For Immediate Assistance Call +1 855-290-9733
Benefits
No Monthly Mortgage Payments
Stay in Your Home
Tax-Free Income
Flexible Payment Options
No Impact on Social Security or Medicare
Non-Recourse Loan
Process
Initial Consultation
Loan Application
Home Appraisal
Loan Approval
Receive Funds
Repayment