Capital Rate Mortgage

The Homebuying Process

Pre-Approval

1 Step 1

Get pre-approved to understand your budget and show sellers you're a serious buyer. Our pre-approval process is quick and straightforward.

Find Your Home

1 Step 2

Work with a real estate agent to find your dream home. Once you’ve found it, make an offer!

Apply for Your Loan

1 Step 3

Submit your mortgage application online or with the help of one of our loan officers. We’ll guide you through the documentation needed and keep you updated throughout the process.

Underwriting & Approval

1 Step 4

Our underwriting team will review your application and supporting documents. Once approved, we’ll work with you to schedule your closing.

Closing

1 Step 5

At closing, you’ll sign the necessary documents, and the property ownership will be transferred to you. Congratulations, you’re now a homeowner!

Get Started Today!

1 Final

Ready to take the first step toward homeownership? Contact us today to learn more about our mortgage options and get pre-approved. Our team is here to help you every step of the way.